Kentucky Insurance Plans

Kentucky Assigned Claims Plan
 KACP

Kentucky Insurance Arbitration Association
 scakes

Established by KRS 304.39 to provide basic reparation benefits to eligible persons when basic reparations insurance is not available or cannot be identified. Eligibility for coverage is defined in the Plan of Operations and Rules of the KACP.

Established by KRS 304.39-290 to provide a mechanism for the reimbursement among reparation obligors, qualified self insurers and other parties who consent to arbitration  of losses paid as basic and added reparations benefits.

 

 

Kentucky Automobile Insurance Plan
 KAIP

Kentucky FAIR Plan Reinsurance Association
 FAIR plan

Created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain such coverage through the voluntary market.

Authorized pursuant to KRS 304.35 and is designed to provide basic property and casualty insurance for worthy applicants who are unable to secure coverage in the voluntary market.